Need Vehicle Finance? Here's What You Need to Know
Professional vehicle finance guidance for trade businesses
Get the vehicles your business needs with finance that works. From single vehicles to fleet financing, access competitive rates and quick approvals with 24-48 hour* turnaround.
*Approval times vary based on complexity and finance type
Understanding Vehicle Finance
Vehicle finance helps Queensland trade businesses acquire cars, trucks, utes, and commercial vehicles without depleting cash reserves. Finance new or used vehicles with competitive rates and flexible terms.
Finance Types Available
- Chattel Mortgage - Own vehicle, claim depreciation
- Finance Lease - Tax-effective, claim all payments
- Hire Purchase - Own at end of term
- Novated Lease - Employee benefit packages
Vehicle Types
- Trucks - All sizes and configurations
- Utes & 4WDs - Work and commercial vehicles
- Vans - Delivery and service vehicles
- Trailers - All types and sizes
Key Advantages
- Tax Benefits - Depreciation & GST claims
- Cash Flow - Preserve working capital
- Quick Approval - 24-48 hours possible
- Competitive Rates - Multiple lender access
The Vehicle Finance Challenge
Choosing the Right Structure
Different finance structures offer varying tax benefits - selecting the wrong one can cost thousands.
Rate Shopping
Vehicle finance rates vary significantly between lenders - finding competitive rates takes expertise and connections.
Speed Requirements
Often need vehicles quickly for business operations, but approval processes can delay business activities.
How We Help with Vehicle Finance
Our Services
- Structure Selection - Optimal finance structure for your tax situation
- Rate Comparison - Access to multiple vehicle finance specialists
- Fast Processing - 24-48 hour approval turnaround available
- Fleet Management - Multiple vehicle financing solutions
Our Advantage
- 20+ Years Experience - Extensive vehicle finance knowledge
- Trade Focus - Deep understanding of trade vehicle needs
- Dealer Relationships - Direct connections with vehicle dealers
- Queensland Focus - Local market expertise and connections
FROM FRUSTRATED TO FUNDED IN 3 SIMPLE STEPS
The Difference? We've done this 100's of times for all types of scenarios. We know what works.
STRATEGIC DISCOVERY
30 minutes
- Quick call with Dan (not junior staff)
- Tell us your situation - no paperwork needed
- We'll know immediately if we can help
EXPERT MATCHING
Two Business Days*
- We analyse your scenario against 40+ lenders
- Find lenders who understand YOUR business
- Multiple options, best terms negotiated
MANAGED APPROVAL
Professionally managed
- We handle everything - you run your business
- Documents, negotiations, approval management
- Money ready when you need it
Ready to transform your business finance experience?
Start with your complimentary Strategic Discovery call
No obligation, no paperwork, no junior staff
*24-48 Hour Approvals available for vehicle finance. Settlement timeframes may vary based on vehicle availability and documentation requirements.
What Our Clients Say
"I've been using Edgeview finance for about four years now and Dan and his team really do a great job and give me everything I need. Vehicle finance is always quick and competitive."
Liam Bannon
Plumbing Contracting Business Owner
"Very helpful. Great communication. Went over and above on a complicated loan. Highly recommended. Dan made the vehicle finance process seamless."
Tobin Wogandt
Roof Linings Trades Business Owner
Frequently Asked Questions
Chattel mortgage: you own the vehicle and claim depreciation. Finance lease: lender owns vehicle and you claim all payments as tax deductible. Consult your accountant for specific tax treatment and what option is best for your situation.
Typically 100% finance options are available with all lenders. Some deposit may be required in certain circumstances based on vehicle type, age, and borrower circumstances.
Yes, we finance both new and used commercial vehicles. Age and condition restrictions vary by lender, but we can typically finance vehicles up to 10-15 years old depending on type and use.
24-48 hours for straightforward applications with complete documentation. More complex situations or fleet applications may take 3-5 business days. We prioritise quick turnaround for urgent vehicle needs.
Yes, we can structure individual or master facility agreements for multiple vehicles with competitive rates and simplified documentation processes.
Book a discovery call or call 1300 280 895. We'll discuss your vehicle needs, review your options, and recommend the best finance structure for your situation.
YOUR NEXT STEP IS SIMPLE
Stop letting finance hold your business back. Join 100's of businesses who've found a better way.
to change your business trajectory