The gap
Is the need seasonal, recurring or linked to growth?
Wages, materials and new work may need cash before customer payments arrive.
Working capital finance
Working capital that follows the trading cycle.
Understand the cash-flow gap, its cause and the funding structure that can fit the trading cycle. Start with when money comes in and when it needs to go out.
Book your Finance Readiness CheckComplimentary · 20 minutes · No obligation
01Three things to consider
The decision is connected.
Start with the full picture.
The repayment
What will repay the facility?
Look at expected receipts, existing debt and the buffer required if payments arrive later than expected.
The cause
Will funding address the underlying pressure?
The Check considers the position before an application. Preparation or a different sequence may be the next step.
Map before matching
The funding follows
the plan.
The Finance Readiness Check considers the decision, timing and existing commitments. Where appropriate, the Roadmap documents what to prepare and the next steps before researching suitable lenders.
Where you proceed, we prepare the application, manage conditions and coordinate through to settlement.
How the Finance Readiness Check works02Prepare for the conversation
Bring the context.
We work through the detail.
- Recent trading figures and cash-flow information
- Customer payment and supplier terms
- Existing facilities and upcoming commitments
You do not need a complete application to start the conversation.
Questions
Before you apply.
Can we discuss existing finance?
Yes. Existing commitments are part of the picture. We consider what is already in place and how the next decision fits around it.
What if I am not ready to apply?
The Check can identify what to prepare. Sometimes the next step is to wait, review the sequence or gather information.
The right place to start
Let’s map your next move.
A clear conversation. A considered next step.
Book your Finance Readiness CheckComplimentary · 20 minutes · No obligation