Looking for the Right Home or Investment Loan?
Personal Home Loans & Investment Property Finance for Business Owners and Self Employed Borrowers
Whether you're buying your first home, upgrading to a larger property, or building an investment portfolio, we provide expert guidance and access to competitive home loan and investment property finance solutions.
Home Loans & Investment Property Finance
From first home buyers to experienced property investors, we provide access to competitive home loan products and expert guidance throughout the property finance process.
Home Loan Solutions
Owner-Occupier Home Loans
Competitive home loans for your primary residence, including first home buyer options and refinancing solutions.
Investment Property Loans
Finance for residential investment properties with competitive investor rates and tax-effective structures.
Self-Employed & Business Owner Loans
Specialised home loan solutions for self-employed individuals and business owners with alternative documentation options.
Construction & Land Loans
Finance for land purchase and construction projects, including house and land packages and building loans.
Key Benefits
- Competitive Rates: Access to multiple lenders for best rates
- Expert Guidance: Professional advice throughout the process
- Flexible Options: Tailored solutions for individual needs
- Full Service: End-to-end support from application to settlement
Common Home Loan Challenges
- Confusing range of lenders and loan products
- Difficulty qualifying as self-employed or business owner
- Time-consuming application and approval processes
- Lack of guidance on loan structure and features
Our Home Loan Solution
- Compare multiple lenders to find the best deal
- Specialised solutions for business owners and self-employed
- Streamlined application and approval management
- Expert advice on loan structure and features
FROM FRUSTRATED TO FUNDED IN 3 SIMPLE STEPS
The Difference? We've done this 100's of times for all types of scenarios. We know what works.
STRATEGIC DISCOVERY
30 minutes
- Quick call with Dan (not junior staff)
- Tell us your situation - no paperwork needed
- We'll know immediately if we can help
EXPERT MATCHING
Two Business Days*
- We analyse your scenario against 40+ lenders
- Find lenders who understand YOUR business
- Multiple options, best terms negotiated
MANAGED APPROVAL
Professionally managed
- We handle everything - you run your business
- Documents, negotiations, approval management
- Money ready when you need it
Ready to transform your business finance experience?
Start with your complimentary Strategic Discovery call
No obligation, no paperwork, no junior staff
*Approval times vary based on complexity and finance type
What Our Clients Say
"We just refinanced our home loan with Edgeview Finance and have been extremely happy with their service. We initially looked and going directly with our bank but because we own a small business, and a rural property they basically laughed at us. I called Dan, and working with him and his team nothing was too much trouble and 2 week later it is all approved and a with better interest rate then our current bank."
Kale Reed
Electrical Contracting Business Owner
"Dan has helped us with several purchases over the years including Vehicles, Machinery and Houses. He is always diligent with the information he provides, the quotes are always competitive and he is very prompt. His knowledge is second to none in the industry."
Colin Sumsion
Electrical Contracting Business Owner
Frequently Asked Questions
Fixed rate loans lock in an interest rate for a set period (typically 1-5 years), providing payment certainty but less flexibility. Variable rates can change with market conditions, offering potential savings when rates fall but payment uncertainty. Split loans combine both options.
Borrowing capacity depends on your income, expenses, existing debts, and the lender's assessment criteria. Generally, lenders will consider up to 6-7 times your annual income, but this varies significantly based on individual circumstances. We can provide a detailed assessment of your borrowing capacity.
While a 20% deposit helps avoid Lenders Mortgage Insurance (LMI), many lenders offer loans with deposits as low as 5-10% for owner-occupiers. Investment properties typically require at least 10-20% deposit. First home buyers may have access to government assistance schemes that can reduce deposit requirements.
Investment loans typically have slightly higher interest rates than owner-occupier loans, may require larger deposits, and have different lending criteria. However, the interest and costs are generally tax-deductible. Rental income can be included in serviceability calculations.
Typical documents include recent business financials and tax returns, payslips for PAYG applicants, bank statements, and identification. Self-employed applicants can get access to alternate financial document options such using BAS statement, business bank statement and/or an accountant letter in place of financial statements - these loans typically have a higher interest rate. We'll provide a comprehensive checklist specific to your situation.
YOUR NEXT STEP IS SIMPLE
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