How fees work

Clear before we start.

Finance broking is not sold from a monthly price list. How Edgeview Finance is paid depends on the work, the lender, and the structure required.

We explain any commission or client-paid fee before you commit to the relevant work.

A complimentary 20-minute diagnostic call. No application and no obligation.

The essentials

The short version.

For many standard settled loans, Edgeview Finance is paid a commission by the lender. The commission and any other relevant benefit are disclosed in the documents provided to you.

Some complex commercial or business work may require a client-paid fee. If a fee applies, we explain the scope, amount, and payment terms in writing before you agree to proceed.

A Finance Readiness Check is complimentary. It is a diagnostic conversation, not a credit application.

From first conversation to execution

Three stages of working with us.

Finance Readiness Check

  • Complimentary 20-minute diagnostic call.
  • Focused on the business, home or investment decision and the likely funding sequence.
  • No application and no obligation.
  • Where appropriate, the output is a Finance Readiness Roadmap: broker-scope planning and readiness discussion only.

Finance broking and lender execution

  • For many standard settled loans, Edgeview Finance is ordinarily paid a lender commission when the transaction settles.
  • Commission and other relevant benefits are disclosed in the documents provided for the relevant credit work.
  • Lender selection is based on suitability for your circumstances and objectives, not on which lender pays the highest commission.
  • Approval, rates, conditions, and timing are not guaranteed.

Complex or ongoing commercial work

  • Some complex commercial, multi-facility, acquisition, or ongoing advisory-style commercial work may require a separate client-paid fee.
  • The written scope explains what is included, what is excluded, and the assumptions.
  • Written agreement occurs before that fee-bearing work proceeds.
  • If the scope changes materially, we explain the change and obtain agreement before continuing on the revised basis.
Written disclosure

What we disclose before you commit.

Before you commit to the relevant work, we explain the following where it applies:

  • Any client-paid fee.
  • The amount or calculation method.
  • Payment timing.
  • Relevant lender commission and any other relevant benefit, as required in disclosure documents.
  • Referral benefits or conflicts, where applicable.
  • Material changes to the agreed scope.

The required disclosure documents remain the source of truth for credit recommendations. This page is general website information only.

Clear limits

What this page does not promise.

Fees do not determine whether a lender will approve an application. Approval, pricing, conditions, and timing remain subject to the lender's assessment and the final transaction structure.

This page does not promise savings, rates, funding amounts, or completion times.

Questions and answers

Common fee questions.

Is the Finance Readiness Check free?

Yes. The Finance Readiness Check is complimentary. It is a diagnostic conversation to clarify the decision, funding sequence, and preparation work — not a credit application and not an obligation to proceed.

How is Edgeview Finance paid?

Often through lender-paid commission on settled standard loans, disclosed in the documents provided to you. Some complex commercial or business work may instead, or also, involve a client-paid fee agreed in writing before that work proceeds.

When might I pay a broker fee?

When the matter sits outside standard lender-commission-settled work, for example certain complex commercial, acquisition, multi-facility, or scoped advisory commercial work. If a client-paid fee applies, you will see the scope, amount, and payment terms in writing first.

Will I know the fee before work starts?

Yes for any client-paid fee. It is explained and agreed in writing before that work proceeds. Lender commission and other relevant benefits are disclosed in the documents provided for the relevant credit work.

Is lender commission added to my loan?

Lender commission arrangements vary by product and lender. What applies to your matter is set out in the disclosure documents provided to you. This page does not set one rule for every product.

What happens if the finance does not settle?

What happens depends on the written scope and fee terms for your matter. A lender commission is ordinarily paid when a standard loan settles. If a separate client-paid fee applies, its scope, amount, and payment terms are explained in writing before that work proceeds.

Can the fee change after I agree to proceed?

Only if the agreed scope changes materially. If that happens, we explain the change and seek agreement before continuing on the revised basis.

General website information only. This page explains how Edgeview Finance typically structures fees and disclosures at a high level. It is not a credit guide substitute, credit proposal, or personalised credit recommendation.

A Finance Readiness Check and any Finance Readiness Roadmap are broker-scope planning and readiness discussions — not an approval, guarantee, credit recommendation, tax advice, or legal advice.

Formal credit recommendations, lender selection, and commission or benefit disclosures are provided in the required disclosure documents for the relevant engagement.

Edgeview Finance does not provide tax, legal, or financial-product advice beyond its Australian credit licence activities. Seek independent advice where those matters arise.

Australian Credit Licence 459287.

Start with the business decision.

The Finance Readiness Check maps the next funding moves before an application begins.